informus inc's - 7 Investment Guide Books - 265 Weekly Podcasts - 1 Investment Summary Video + Free Stock Scoring Software - 3 Exciting Action Novels THE LATEST INVESTMENT GUIDE BOOK released January 3, 2026

ACHIEVEING FINANCIAL INDEPENDENCE SAFELY - 200 NYSE STOCKS ANALYZED AND SCORED After reading this book, readers who have avoided investing in stocks will feel confident enough to build a strong, constantly growing stock portfolio. It will provide a reliable, generous income for the rest of their lives. One that will protect them even during market crashes and recessions. Building this strong, safe, stock portfolio will be easier than they may have thought. You just needed someone to show you how it can be done.
Of the 200 stocks analyzed and scored in this book, 176 have been identified as being financially strong enough and paying a high enough of a dividend for you to consider in selecting what you see as the 20 best for your safe, diversified portfolio. The 176 were carefully extracted from the 2,241 stocks available on the New York Stock Exchange. Each of the 176 has a page of detailed risk and historical information to aid in your selection. Since you selected your 20 stocks, you will know exactly why you chose each stock. You will not be investing in something questionable that was recommended by a stock promoter or because a scammer on the internet assured you that "this stock" would make you a millionaire overnight. The growth in your portfolio is going to take place steadily and safely over many months and years. 20 stocks are easily managed and give you sufficient safe diversification. It will take hours not days to select your strong stocks and to do periodic portfolio monitoring.
My approach to investing evolved from decades of analyzing commercial risks for banks, insurers and trade suppliers. I learned a corporation's success is based on their executives' experience plus their ability to analyze opportunities and make wise decisions. They are creatures of habit and emotion who take great pride in their ability to exceed previous years sales and profit objectives. Luck and fate have little to do with it. When you invest in a stock you are really investing in its executives. Since dividends are paid from profits, dividends are an obvious indicator of a company’s financial strength. I concentrated on building a portfolio of financially strong companies paying high dividends. My initial portfolio, in the six figures, grew into the seven figures and 20 years later has never stopped growing. My reliable dividend income never declined - even during market crashes. To help in the selection of the best stocks I built stock scoring software that is supplied free of charge to buyers of my books (see below). The following six earlier investment guides are useful time capsules providing insight into your current stock choices.
CANADIAN HIGH DIVIDEND INVESTING This guide was released in 2023. Its historical data on Canadian stock prices and dividend payouts goes back each year to 1999. One page is devoted to analyzing and scoring each stock.
The strengths of each high dividend stock are easily identified in this 323 page guide that displays 215 scored and analyzed stocks. Each is on its own 8.5' X 11" page. The reporting of 24 years of share price and dividend payouts confirms the strengths and trends of each of these stocks traded on the Toronto Stock Exchange. All stocks exceeded a dividend yield of 3.5% or more.
The 215 stocks are sorted alphabetically, by score, by share price and by dividend yield percent. In simple language readers are carefully walked through each step of identifying the best stocks and the best portfolio management practices.
Sample chapters of all the books can be viewed at: https://amazon.com - simply enter "Ian Duncan MacDonald Books" in their search window. Then choose which book you are interested in.
 An Amazon Review of Canadian High Dividend Investing: 5.0 out of 5 stars a verified purchase. "LIFE CHANGING INFORMATION""Easy to understand, gives it to you in the simplest of terms, making you wonder, “why didn't I know this all of these years” - very simple to follow. This book changed me. I can't go back to thinking about money or my time spent in any other way. My values have changed. You know when they tell the poor and middle class to think like the rich? Well, this book is a plan of action - how to set what you know - or newly learn into motion. Buy it. Trust me. Best decision I made. Jeez, I really can't believe how simple it is. I wish I knew this in my 20s. This book is not about getting rich, it’s about generating wealth - exactly what I've been looking for."

New York Stock Exchange's 106 Best High Dividend Stocks

This 334 page guide to 106 high scoring, high dividend paying stocks traded on the New York Stock Exchange provides 23 years of share price and dividend payouts for each stock. All stocks were paying a dividend yield of 3.5% or more. For quick reference and portfolio building all stock listings are sorted alphabetically, by score, by share price and by dividend yield percent. Readers are carefully walked through each step in finding and acquiring the best stocks for their portfolio.Sample chapters are available at https://amazon.com enter "Ian Duncan MacDonald Books" in the Amazon search window.

Canadian High Dividend Handbook

This is a 269 page guide to Canadian high dividend scored stocks traded on the Toronto Stock Exchange. All 185 scored stocks were paying a dividend yield of 3.5% or mor. Preferred shares were excluded. The stocks are sorted alphabetically, by score, by share price and by dividend yield percent for quick access when building your portfolio. Sample chapters and reviews are available at https://amazon.com enter "Ian Duncan MacDonald Books" in the Amazon search window. Readers are carefully walked through each step in finding and acquiring the best stocks for their portfolio.

American High Dividend Handbook

This 483 page guide scores 286 stocks traded on the New York Stock Exchange. All selected stocks were paying a dividend yield of 3.5% or more.The stocks are sorted alphabetically, by score, by share price and by dividend yield percent for quick, easy, building of your portfolio. Readers are carefully walked through each step in finding and acquiring the best stocks.For a sample chapters, go to https://amazon.com and enter "Ian Duncan MacDonald Books" in their search window.

Safer Better Dividend Investing

127 important investment questions ARE ANSWERED in this 390 page guide to 628 scored stocks traded on the New York Stock Exchange with dividend yields greater than 6% and on the Toronto Stock Exchange with dividend yields greater than 3.5%. The stock listings are sorted alphabetically, by score, by share price and by dividend yield percent for quick access. Readers are carefully walked through each step in finding and acquiring the best stocks for their portfolio. For sample chapters, go to https://amazon.com and enter "Ian Duncan MacDonald Books" in their search window. Then choose the book you are interested in .

Income and Wealth from Self-Directed Investing

This 326 page guide to Canadian scored stocks was Ian's first investment guide for new investors. It was released in 2019. It contains strong warnings about the predatory practices you could encounter with investment advisors. The fleecing of an 80 year-old-widow's million dollar portfolio by two major banks is detailed. All the 654 scored stocks listed were paying a dividend yield of 3.5% or more. 56.04% of the stocks were preferred shares. The stocks are sorted alphabetically, by score, by share price and by dividend yield percent for quick access when building your portfolio. Readers are carefully walked through each step in safely acquiring the financially strongest, best dividend paying stocks. For sample chapters go to https://amazon.com and enter "Ian Duncan MacDonald Books" in their search window.

IDM STOCK SCORING SOFTWARE

Understanding the IDM Stock Scoring System
The IDM stock‑scoring system Ian Duncan MacDonald uses in his seven investment books is a numerical, rules‑based ranking model that evaluates dividend‑paying stocks on a set of measurable financial factors. The goal is to remove emotion and guesswork from stock selection and to identify financially strong, high‑yield companies that can deliver both reliable income and long‑term capital growth.
The core idea: enter a handful of easily obtainable data points into the software, and it produces a score that ranks stocks from most to least attractive. MacDonald designed it using the same principles he used in commercial risk‑scoring systems.
How the IDM scoring system worksThe score is a composite measure of financial strength, dividend reliability, valuation, and market sentiment. Higher‑scoring stocks are considered safer, more profitable long‑term holdings with strong dividends. The factors used in the scoring model 11 specific data elements used to compute a stock’s score. These are the inputs you enter into the IDM software: • Current share price — baseline valuation measure.• Historical price — used to assess long‑term stability.• Price trend — identifies upward or downward momentum.• Book value — a measure of underlying company worth.• Book value vs. current price — a valuation check (value vs. overpricing).• Number of analysts rating the stock a Buy — sentiment indicator.• Number of analysts rating it a Strong Buy — stronger sentiment indicator.• Dividend yield (%) — central to the income‑focused strategy.• Operating margin — profitability and business strength.• Daily trading volume — liquidity and market confidence.• Price‑to‑earnings ratio (P/E) — valuation relative to earnings. Each factor contributes mathematically to the final score, which typically ranges from the 60s to high 70s for top‑ranked stocks. WHAT THE SYSTEM DOES 1. You enter the 9–11 data points.2. The software applies a weighting formula.3. It ranks all scored stocks.4. You invest in the top‑scoring stocks. WHY THE SYSTEM WORKS • It removes emotion and speculation.• It focuses on financial strength, not hype.• It prioritizes high, sustainable dividends.• It uses objective, repeatable math. • It works even during recessions because dividends continue to be paid.
BENEFITS • Clear, consistent decision‑making.• Quick comparison of many stocks.• Focus on safety and income.• Helps build a diversified, high‑yield portfolio.
 This PC software is e-mailed free of charge, on request, to book BUYERS. Readers are shown where to find the data to be entered. The data is free and easily available from such internet sources as Yahoo Financial. An explanation of why each data element was chosen to be scored is explained. Sub-Scores are calculated out of 10 - Grand Scores out of 100 I personally avoid stocks scoring under 50 (most stocks score under 50) The highest score ever encountered was an 86 and the lowest was a 3. Any stock traded on any exchange can be scored with this software. This scoring system helps you to sort out the safest stocks that will achieve both a high dividend income (a 6% to 8% average annual dividend) plus an average increase in your portfolio's strong stocks share prices can result in a further 12% capital gain most years. Scoring helps you determine the credibility of stock tips and recommendations. It makes building a strong portfolio fast and easy.

STOCK SCORING ENTRY SCREEN

SCORING DATA APPLIED

This is a screen shot of the Bank of Montreal from a 2023 stock listing. (BMO is traded on both the NYSE and the TSX). You can see information taken from the stock scoring software screen plus 24 years of stock prices and dividend payouts to determine trends and corporate habits. Their stock price and dividend payouts have grown consistently. Note the hi-lites for the market crash years of 2000, 2008 and 2020. You can see how long it took the share price to recover and how the dividend payouts never declined
COMMENTS FROM THE INVESTMENT BOOK READERS
"...Your advice has really put me on a good path financially. I'm just on autopilot investing weekly in my brokerage accounts and letting my Roth IRA dividend portfolio grow ." "...I have taken your advice from 2021, as you may be aware.Before retiring early (which I finally did some weeks ago) (I am still doing a little extra work two days a week) I wanted to see how much I would yield from my dividends. I ended up making about $77K which of course would then be taxed 15%, so I am certainly able to live off the proceeds. So I decided to do just that. Find attached my recent scores in all 10 variables along with the final score for my 20 stocks. I was very pleased with my dividends. All stocks gave me a range of dividend percent ranging from 5 to over 10%." "...My dividend portfolio went down approximately 4.9% but my dividends were up 10.95%. A good portion of my last year’s price reduction has been offset by growth this year - to the tune of about half. I think too many people think about years in isolation - that is last year was bad. They think in absolutes like I lost $$$$ not paper losses. " "...I have been using a passive investment system since I read two of your books. I am now retired and live only on the dividend income with no need to draw from the principle. The last few years the stock prices have been down, but it is no longer a concern as I own good quality stocks that have a long history of paying consistent dividends." "...I have benefitted from your books, so a big THANK YOU. 2022 has been okay for me, I'm down about 4% so no worries, the dividends just keep on rolling and the market will recover one day. " " I've downloaded your previous books and found them very useful. I'm from the UK and the concepts have helped me to pick the stocks I want to invest in. Your stock scoring software has helped me a lot."

265 WEEKLY PODCASTS

THE "SAFE DIVIDEND INVESTING" PODCAST

Answers to hundreds of questions from investors are answered in the podcasts. Some podcasts identify the strongest growing high dividend stocks traded, unusual investment situations and whatever else that would interest investors. Written transcripts of each podcast are applied. The podcasts run between 12 minutes and 25 minutes in length and are carried on major podcast broadcasters.

YOU TUBE VIDEO INTERVIEW

Ian Duncan Macdonald was interviewed on "Simply Investing" Episode 104, on May 20, 2025. This YouTube video's title is "Interview with Dividend Investor Ian MacDonald". The question's asked quickly disclose Ian's decades long background in assessing commercial risk and his safe, effective approach to investing. The video can be found at " youtube.com/watch?v=Wt20rO3HGi8.

THREE NOVELS

BEWARE THE ABANDONED all novels are available at amazon.com

A reader wrote, "....I just finished this thriller book, Beware the Abandoned. I could not stop reading it. Last night I finished it and went to bed at 4 a.m. What a great book. You really have done your research and it is almost scary how much you know and how you planned his escape. PLEASE, PLEASE, I need a second book. We now need to know how John C. is going to carry on". (Note: The second book in this series is being worked on) This is a 219 page action packed story about John Cross, an abandoned child, who was fighting for survival on the mean streets of Los Angeles .The Sanctuary (a capitalist, non-religious sect) select him to be trained to accumulate great wealth. The Sanctuary searches the world's slums for the brightest and and most creative abandoned children - those who have learned how to survive as successful thieves, pickpockets and beggars. The eventual financial success of these children allows this sect to finance the search for more abandoned children to grow the Sanctuary's wealth. How John Cross realizes his wealth is of little concern to The Sanctuary. What is critical to the Sanctuary is keeping this money maker ahead of the mob and the FBI who are hunting him. Murders in Paris, Las Vegas and Delaware were just obstacles in John's pursuit of wealth. Will his latest romantic interest also become an obstacle to be permanently removed? The FBI and the mob are closing in fast on his hideaway in a small beach town on the Delaware coast. For sample chapters, go to https://amazon.com and enter "Ian Duncan MacDonald" in their search window.

USING DROUGHT USA available as an audio book,

e-book or print book at amazon.com

This 204 page action/thriller novel is set in Washington, California and Canada. In an election year, a first term U.S. President is engineering an invasion of Canada to channel water from Lake Superior to the parched Southwest United States. He is certain the 80,000,000 voters in the water deprived states will reward him with their votes. Rob Lyons is sent, by the State Department, to obtain support of an invasion of the province of Ontario. He meets with separatist in the provinces of Quebec and Alberta. The United States in exchange for the separatists support will assist the two provinces in forming two independent republics. (NOTE: This book was written 10 years before Donald Trump in 2025 voiced his interest in making Canada the 51st state). A greedy lobbyist in Washington leaks the President's secret invasion plan to the Canadian government. Rob Lyons becomes a hunted fugitive as he avoids capture crossing two thousand miles of the frozen North. For sample chapters, go to https://amazon.com and enter "Ian Duncan MacDonald" in their search window. Then choose the book .

DUEL

This is a 290 page action packed novel set in Washington, Canada and the Caribbean. It explores an explosive confrontation between the Peoples Republic of China and the United States when China dares to lease a long, abandoned, British naval base on the small Caribbean island of Saint Matts. (This book was written 10 years before the current friction between the USA and China.) Rob Lyons, a State Department analyst, is sent to Saint Matts to determine why the Chinese would dare to threaten US security. The US has always viewed the Caribbean as their private lake, closed to foreign powers. They do not tolerate foreign meddling in their territory. Assassination, political intrigue, corrupt politicians, new technologies, romance, monkeys and an evacuation in anticipation of a nuclear confrontation make this novel a page turner. For sample chapters, the prices for the e-books and print formats go to https://amazon.com and enter "Ian Duncan MacDonald" in their search window. Then choose the book.

CONTACT Ian Duncan MacDonald president INFORMUS INC 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 imacd@informus.ca www.informus.ca Toronto Tel. 416-245-4994 New York Tel. 929-800-2397 IAN'S BACKGROUND

Upon graduation from McMaster University, Ian took the first entry job he was offered. It was with with Dun & Bradstreet, a New York based company that employed 8,000 in hundreds of offices around the world. His entry level position was as a commercial credit reporter. Within a year he was into management and within a few more years he had become a senior executive in the company. He attributes whatever business success he achieved to that initial reporter training in interviewing, researching, analyzing, writing and meeting deadlines. Without realizing it, he had received an in-depth education in commercial success and failure. Being ambitious, he left D&B and soon joined Creditel, a D&B competitor. Here he expanded his business risk knowledge and added a deep understanding of commercial credit management and collections. Soon, as a Senior Vice President he was responsible for building the most profitable of the company's two divisions. Creditel was acquired by Equifax, another large international risk information company. At Equifax he spent nine years as a Vice President before forming his own publishing company, Informus Inc, in 2005. Analyzing the birth, life, and death of companies had been his passion for decades. His responsibilities had included building commercial risk scoring systems that predicted the rise and fall of millions of businesses. It was only after an investment advisor lost $300,000 of his life savings that he recognized that it was critical that he learn how to become a successful self-directed investor. He quickly saw that investing in the shares of companies was just another form of commercial risk. It was easy for him to apply his decades of commercial risk experience and business knowledge to successfully creating a strong, generous stock portfolio. ART For all his life Ian MacDonald has been an artist. To view more than 2,000 of his paintings, drawings, digital art and photographs use the following link to visit his Fine Art America website. https://ian-macdonald.pixels.com